100% Secure Deposits

Building a Safe Future with Modern Co-Operative Banking.

SIA Secure United Urban Credit Co-Operative Society Ltd. delivers transparent, highly regulated, and immensely rewarding financial services for every citizen.

SIA Secure Hero
Our Services

Banking Services Built for Every Indian

From daily transactions to long-term investments — SIA Secure offers a complete suite of modern cooperative banking services.

Net Banking

Manage accounts, transfer funds & pay bills anytime from your browser.

Mobile Banking

Full-featured banking on your phone — 24/7, secure and instant.

UPI Payments

Instant UPI transfers via SIA Pay. Zero fees, real-time settlement.

NEFT / RTGS / IMPS

Fast and secure inter-bank transfers across India, all day long.

Debit / ATM Card

Contactless RuPay debit card with nationwide ATM access.

Fixed & Recurring Deposit

Grow wealth at up to 11.50% p.a. with flexible FD & RD plans.

Loan Services

Home, Gold, Business & Personal loans with minimal documentation.

Bill & Tax Payments

Pay electricity, water, GST, income tax & more in one place.

Daily Collection (Pigmy)

Doorstep daily savings collection with discipline bonus up to 1%.

Bachat Gat / SHG Banking

Dedicated group savings & loan products for women self-help groups.

Safe Deposit Locker

Store your valuables in highly secure, tamper-proof lockers.

Insurance & Nomination

Deposit insurance up to ₹5 Lakhs under DICGC with easy nomination.

KNOW ABOUT US

A Modern, Transparent & Fully Regulated Financial Institution.

Our primary objective is to keep 100% of our members' and customers' deposits safe and provide them with superior corporate banking services. We work on a robust banking model to empower every section of society financially.

100% Secure Deposits

We prioritize modernized cooperative banking with 100% transparency, ensuring that every rupee you deposit is fully protected.

Our Vision

"Trust, Security, and Continuous Growth"

We aim to build an unbreakable foundation of trust with our members, ensuring their wealth grows securely.

Our Mission

"100% Security and Transparent Banking"

To provide unparalleled security and transparent financial growth for every individual and business.

Unmatched Core Banking Services

High-yield accounts designed specifically to maximize your wealth and business operations.

10% % P.A.

SIA Samriddhi Khata (Savings Account)

Available in Secure Basic, Smart, and Elite tiers. Benefit from up to 10% p.a. on incremental balances, zero account closing charges for premium, and auto-sweep facilities.

Incremental Balance10L to 4CR
Interest Rate10.00% p.a.
Elite Min Balance₹25,000
Loan BenefitPreferential terms

Grow your wealth securely

Our Fixed Deposit, Recurring Deposit, and Pension plans offer the highest incentives in the market.

25%

(P.A.) Incentive

SIA Dhan Samriddhi (FD)

Get massive returns up to 13.00% extra discipline bonus on 49 months lock-in.

  • Up to 11.50% base interest
  • Quarterly withdrawals allowed
  • Pre-mature withdrawal available

16%

Locked (P.A.) Incentive

SIA Dhanpravah (RD)

Consistent monthly savings with unmatched discipline bonuses up to 3.00% extra.

  • High returns up to 16% for 84 months
  • Partial deposit accepted
  • Flexible terms

6%

Locked (P.A.) Incentive

SIA Jeevan Nidhi (Pension)

Secure your golden years with stable, guaranteed monthly income.

  • Monthly withdrawals allowed
  • Up to 6.00% yearly extra bonus
  • Smart Portfolio tracking
Real-Time Insights

Track your wealth
with intelligent analytics.

Our advanced mobile application gives you a crystal-clear view of your FD growth, RD maturity, and daily collection portfolios. Make informed decisions instantly.

  • Predictive AI-driven wealth forecasting
  • Interactive FD & RD maturity calculators
  • Real-time Daily Collection (Pigmy) tracking

Portfolio Growth

SIA Dhan Samriddhi (FD)

+25% Return
Year 1
+25% Return
Year 2
+25% Return
Year 3
+25% Return
Year 4
+25% Return
Year 5
65%Principal

20% Interest

65% Principal

Expected ROI (15 Lakhs)

₹3,75,000

+13% Bonus

Loan Plans for Every Need

Transparent assessment, rapid processing, and preferential rates for our dedicated members.

SIA Girvi Nidhi (Mortgage)

Flexible LTV up to 90% and tenure up to 60 months.

SIA Gold Rahat

Instant emergency loan with 1-3 days interest slabs.

SIA Vyapar Saathi

Unsecured business loan with zero processing fees.

SIA Mahila Samriddhi

Empowering women with 3x multiplier loans.

Loan Illustration